In my review of the best free personal finance managers, I found eight products good enough to warrant recommendation with the best of these being as good as any commercial product. Some choices for online money management are also included in this article. Check them out and select the one that best suits your needs.
Fully-featured and easy-to-use; secured login; accounts and plannings, import and export; reporting and printing; backup, repair and restore; extensive help file.
A sunset version, no more online services, self-help online support only. One user account at a time.
Fully-featured and easy-to-use; secured login; accounts and plannings, import and export; reporting and printing; backup, repair and restore; extensive help file.
A sunset version, no more online services, self-help online support only. One user account at a time.
Simple, clean, attractive, easy to navigate and use. Program supports 41 different installation languages and 11 GUI languages. A multitude of budget-transaction and report options; supports numerous editing and setting choices. Supports themes and patterns. Help File provides ample guidance on how to use the program.
The program must be run in Administrator Mode (for Vista OS and above); looks dated to new operating systems; no import from CSV file formats and export created tables to other file formats.
Simple, clean, attractive, easy to navigate and use. Program supports 41 different installation languages and 11 GUI languages. A multitude of budget-transaction and report options; supports numerous editing and setting choices. Supports themes and patterns. Help File provides ample guidance on how to use the program.
The program must be run in Administrator Mode (for Vista OS and above); looks dated to new operating systems; no import from CSV file formats and export created tables to other file formats.
Simple and attractive GUI; multiple languages; support categories and filters; password protection; payment scheduler, loan calculator and currency conversion; import and export data; local help file.
Simple and attractive GUI; multiple languages; support categories and filters; password protection; payment scheduler, loan calculator and currency conversion; import and export data; local help file.
Mint[30] is an attractive personal finance on-line service. It helps budgeting and keeping track of your finances. Users need to create a Mint account before adding bank, credit card, home loan and investment accounts. As claimed by Mint, "it works for you without requiring any personally identifiable information from you. Your Mint account is anonymous; set up requires only an email, password and zip code. Mint doesn’t know your name, address, social security number, account numbers, or PINs".
Rudder[31] lets users review all accounts in one place, get bill reminders, budget and manage cash flow. It is an email-based system with similar privacy issues. My details could be adequately protected, but how do I know that they are and always will be? I'm just not willing to bet the bank to build some charts of my budget or an email summary of my accounts. That said, these offerings really do look like promising planning tools for the less paranoid.
Money Strands[32]: This service is 100% free, and allows users to import their bank data automatically. In addition, the website service automatically classifies financial data into meaningful categories, based on users' information. Per the site's FAQs section: CSV/QFX/OFX formats are supported. Finally, the site's owners invite people to submit their bank's name to them if a bank is not currently supported via Money Strands.
Other freeware products to be reviewed:
jGnash[33], cross-platform, supports double-entry based transactions, etc.
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