Simple, attractive GUI, supports 40 different GUI languages, provides a wealth of options for budget tracking via numerous categories, sub-categories, functions, and filters, provides password protection for security purposes, has a payment scheduler, calculator (for loan, savings, mortgage), provides in-depth currency-conversion functions, can import budget data from: QIF, OFX, QFX formats, as well as XML format (for MicroSoft Money), and exports data to: QIF, HTML, CSV, TXT formats, can also import Quicken data. In addition, the program is fairly easy to learn, as there is a comprehensive Local Help File within the program. This software will be useful to novices and experts alike.